Dapat dikatakan, bahwa definisi kurs atau exchange rate adalah harga mata uang dalam suatu negara yang diukur dari mata uang negara lainnya. Atau harafiahnya, nilai tukar mata uang yang menghadapi situasi negara. Menurut ahli, pertukaran antara dua mata uang yang berbeda, maka akan mendapat perbandingan nilai\/harga antara kedua mata uang tersebut. Hal tersebut diungkapkan oleh Nopirin pada bukunya yang berjudul\u00a0\u2018Ekonomi Moneter\u2019\u00a0pada tahun 1996.\u2028
\u00a0
MACAM \u2013 MACAM KURS
Valuta\u00a0 asing\u00a0 atau\u00a0 mata\u00a0 uang\u00a0 asing\u00a0 adalah\u00a0 alat\u00a0 pembayaran\u00a0 luar\u00a0 negeri. Contohnya bila mengimpor mobil dari Inggris, kita dapat membayarnya dengan poundsterling. Poundsterling merupakan valuta asing. Apabila membutuhkan valuta asing, kita\u00a0 harus\u00a0 menukarkan\u00a0 rupiah,\u00a0 dengan\u00a0 uang\u00a0 asing\u00a0 yang\u00a0 kita\u00a0 butuhkan. Perbandingan nilai mata uang asing dengan mata uang dalam negeri disebut\u00a0 kurs.\u00a0 Adapun\u00a0 macam-macam kurs\u00a0 yang\u00a0 sering\u00a0 kamu\u00a0 temui\u00a0 di\u00a0 bank atau\u00a0 tempat\u00a0 penukaran\u00a0 uang\u00a0 asing\u00a0\u00a0(money\u00a0 changer),\u00a0 di\u00a0 antaranya\u00a0 sebagai berikut:
\u00a0
<!–[if !supportLists]–>1.\u00a0\u00a0\u00a0\u00a0<!–[endif]–>Kurs\u00a0 beli, adalah kurs\u00a0 yang\u00a0 digunakan\u00a0 apabila\u00a0 bank atau\u00a0 money\u00a0 changer membeli valuta asing, atau apabila kita akan menukarkan valuta asing yang kita miliki, dengan rupiah. Atau dapat diartikan juga sebagai kurs yang diberlakukan bank jika melakukan pembelian mata uang valuta asing.
<!–[if !supportLists]–>2.\u00a0\u00a0\u00a0\u00a0<!–[endif]–>Kurs\u00a0 jual, adalah kurs\u00a0 yang\u00a0 digunakan\u00a0 apabila\u00a0 bank atau\u00a0 money\u00a0 changer menjual\u00a0 valuta\u00a0 asing\u00a0 atau apabila kita\u00a0 akan\u00a0 menukarkan\u00a0 rupiah\u00a0 dengan valuta asing yang kita butuhkan. Atau dapat disingkat kurs jual adalah harga jual mata uang valuta asing oleh bank atau money changer.
<!–[if !supportLists]–>3.\u00a0\u00a0\u00a0\u00a0<!–[endif]–>Kurs tengah, adalah kurs antara kurs jual dan\u00a0 kurs beli\u00a0 (penjumlahan kurs beli dan kurs jual yang dibagi dua).
\u00a0
Sederhananya, kurs mata uang asing, atau biasa disebut kurs valuta asing adalah rasio nilai antara suatu mata uang dengan mata uang lainnya. Artinya, kurs menunjukkan perbandingan nilai antara dua mata uang yang berbeda. Kurs adalah nilai suatu mata uang jika dipertukarkan dengan mata uang lain. Artinya nilai suatu mata uang ditentukan oleh nilai tukar mata uang tersebut terhadap mata uang lainnya. Kurs adalah harga mata uang suatu negara yang dinyatakan dengan mata uang negara lain. Artinya kurs menyatakan harga suatu mata uang jika diperjualbelikan dengan mata uang lain.
Kurs jual juga selalu lebih tinggi daripada kurs beli. Selisih antara kurs jual dan kurs beli ini disebut sebagai Spread.\u00a0Spread\u00a0adalah selisih antara harga jual dan beli yang merupakan komponen dari biaya transaksi. Selisih kurs ini adalah keuntungan bagi pihak Bank atau Dealer yang diperoleh dari setiap transaksi mata uang asing.<\/p>\n","protected":false},"excerpt":{"rendered":"
Dapat dikatakan, bahwa definisi kurs atau exchange rate adalah harga mata uang dalam suatu negara yang diukur dari mata uang […]<\/p>\n","protected":false},"author":2,"featured_media":837,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[],"class_list":["post-836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informasi"],"_links":{"self":[{"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/posts\/836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/comments?post=836"}],"version-history":[{"count":2,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/posts\/836\/revisions"}],"predecessor-version":[{"id":977,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/posts\/836\/revisions\/977"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/media\/837"}],"wp:attachment":[{"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/media?parent=836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/categories?post=836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/himdasun.or.id\/en\/wp-json\/wp\/v2\/tags?post=836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}